Back in the day, you could park your cash in a stock and yield hefty 8% dividend checks, giving you capital gains and cash flow to offset rising costs. But in today's market, you're lucky to get much more than 1% in dividends. After more than a decade trading the markets with contacts that include a former hedge fund manager, a trading champion, and a former bank VP, I've put together 5 dividend-investing cheat sheets that show you every single detail I look for before I even touch any stock for dividends, including the two dividend stocks I personally put $50,000 of my own money into.